Whether you use an app or a budget worksheet to get a handle on your spending, you’ll want to know where your money is going — and then make a plan for where you want it to go. The 50/30/20 budget is a good tool to do just that. Use our calculator to estimate how you might divide your monthly …

The bank has been ordered to pay fines and consumer redress for “illegal conduct” across several business lines. Wells Fargo has been ordered to pay $3.7 billion in penalties and victims’ compensation for alleged illegal practices that caused thousands of the bank’s customers to lose their homes and vehicles, federal regulators have announced. The Consumer Financial Protection Bureau ordered the …

Earn 1.5 points per dollar on all spending. Redeem points for credit on your statement against any travel or restaurant purchase. Full Review The Bank of America® Travel Rewards credit card is an excellent option for frequent travelers who want flexible rewards but just can’t bring themselves to pay an annual fee for a credit card. Cardholders earn an unlimited …

Tesla Inc. (which trades under the symbol TSLA) is a car company, but if you want to buy Tesla stock, it helps to be comfortable with roller coasters. That’s because wild up-and-down share price swings are a hallmark of the stock’s performance, especially given the company’s mercurial CEO, Elon Musk, and his constant presence in the news, particularly since purchasing …

Expedia is an online travel agency that might come up in your search to find deals on all types of travel, including flights, hotels and rental cars. But how does it compare to other booking options? Is Expedia a good deal or more reliable compared to booking with other OTAs, let alone versus booking directly with a travel company? How …

Whether you wish to work remotely, text a friend or binge a series in the air, you’re gonna need to access in-flight Wi-Fi. Thankfully, over the years internet service on aircraft has become more and more available. Delta Air Lines has updated its onboard Wi-Fi connection to be more reliable and faster — with internet speed double the speed of …

The bottom line: CarGurus gives shoppers access to a wide variety of dealer and private-party sale listings. CarGurus CarOffer allows users to sell their cars or accept an instant cash offer from a dealer. What is CarGurus? CarGurus is an online car-shopping platform that allows dealers and individuals to post new- and used-car listings. The company was founded in 2006 …

Hiring a professional real estate agent when buying or selling a home can help you make smart decisions and avoid costly mistakes. But not just any agent will fit the bill. Here’s how to choose the right real estate agent for you. Real estate agent basics Before you start looking, it’s helpful to know what to expect from an agent …

Vrbo is short for Vacation Rentals by Owner, and it’s a website that does exactly what it sounds like. Vrbo is an online vacation rental site where property owners can list their homes for rent, travelers can book them and Vrbo handles the transaction. Vrbo properties range from massive cabins in the mountains ideal for a group ski trip to …

How does Carvana work? Carvana is an online-only used car retailer that also offers financing and warranties for the vehicles it sells. Online car buyers can choose a car from the Carvana website, select financing terms and complete loan paperwork — all from home. Carvana keeps an inventory of more than 25,000 vehicles, most with low mileage. Each receives a …

How does CarMax work? CarMax is the largest retailer of used cars in the United States, with a typical inventory of more than 55,000 vehicles that can be viewed at carmax.com. Customers can pick up a vehicle at one of more than 220 CarMax stores or arrange home delivery within 60 miles of a store in select markets. Car buyers …

Priceline.com is an online travel agency known for its discount rates on travel purchases including hotels, airfare, rental cars and cruises — oh, and maybe those William Shatner ads. Priceline claims that it saves customers more than $1 billion every year through its many deal campaigns, which include Express Deals, Tonight-Only Deals and Pricebreakers. Priceline VIP loyalty members can get …

ADP, a giant in the payroll processing industry, offers payroll products to fit businesses of all sizes. ADP RUN is geared for small businesses with one to 49 employees, but can also be used by businesses with 50 or more employees. ADP RUN offers full-service payroll features such as tax filings and payments, multi-state payroll and payroll debit cards at …

With over 2.4 million small businesses in Florida alone, the Sunshine State shines bright on American business. Chief Executive Magazine calls Florida America’s #2 best state for business, and it’s no wonder. At nearly a trillion dollars, Florida’s fourth-largest state GDP dwarfs the national GDPs of Saudi Arabia, Switzerland, and Argentina. From exports to tourism, manufacturing to IT, Florida is home to many types of businesses. …

As a small business owner, it’s vital that you have an efficient way of receiving payments online or in person. While receiving cash is always an option without having to pay credit card processing fees, it’s important that small businesses accept multiple payment options. Today, only about 36% of customers consistently have cash on them; for the 55% of small businesses …