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A power outage can happen at any time, and it can be a real inconvenience for homeowners. In addition to the discomfort, it can also cause damage to electrical equipment, spoiled food, and other related expenses. The question is, are power outages covered by home insurance? The answer is not straightforward, as it depends on the specific policy and circumstances …

Driving on the road can be unpredictable, and one of the common hazards that drivers face is the risk of hitting a deer. It’s not uncommon to see deer on the side of the road or crossing the road, especially in rural areas. While hitting a deer can be a traumatic experience, it’s important to know if your insurance policy …